Privacy Policy

Last updated: May 17, 2026

This policy describes how Cary Hernandez (ā€œIā€, sole proprietor) handles information for a personal mortgage rate alert service.

Information collected

I do not collect phone numbers from the public, sell data, or send marketing messages.

How information is used

Information is used solely to send optional personal alerts about publicly available mortgage rate data to my own device when configured conditions are met.

Sharing

SMS delivery may use third-party carriers and Twilio as the messaging provider. No other third parties receive personal data for marketing purposes.

Retention

Phone numbers and messaging configuration are retained only as long as needed to operate the alert service and comply with carrier or provider requirements.

Your choices

As the sole recipient, I may stop alerts at any time by disabling the service or removing my number from the configuration.

Contact

Questions: caryhernandez3@gmail.com

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